Many plastic surgeons offer patient financing plans. These are outside plans that the doctor's office has worked with and would endorse -- they are not plans financed by the doctor himself.
Most of the plans offer long term, low interest rates. The exact terms (ie interest rate, etc) vary with the patient's choice of how much is to be borrowed and and long the term of re-payment would be. The patient's credit history will also affect interest rates.
My office works with Care Credit and Capital One -- both very reputable.
For further info, contact Jennifer, my surgical coordinator, at: jennifer@drelliotjacobs.com or by phone at (212) 570 6080. She would be pleased to provide info to you.
Dr Jacobs