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Author Topic: Financing through Capital One... ?  (Read 2482 times)

October 13, 2007, 08:09:51 PM

Offline Fat-Elvis

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Financing through Capital One... ?
I see a lot of people saying they did this.  Why is that?  Why is it always capital one and not some other credit card?  How does it work?
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October 17, 2007, 09:28:20 AM Reply #1

Offline IRISH123

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Re: Financing through Capital One... ?
I used capital one. I borrowed 4300 at 4% interest because my credit is good. I pay 248 monthly for 18 months.

Well worth it.

-Irish
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October 18, 2007, 09:51:48 AM Reply #2

Offline Grandpa Bambu

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Re: Financing through Capital One... ?
Quote from: Fat-Elvis on October 13, 2007, 08:09:51 PM
Why is it always capital one and not some other credit card?  How does it work?

Quote from: c17361736 on October 17, 2007, 12:45:17 AM
Capital One is the easiest to get credit from but they have the highest interest rates.

And the reason for the 'higher' interest rates is that C1 can command more money for lending you money when other financial institutions wont... They are taking a higher risk with many of their clients and thus, need to be compensated for that 'higher risk'...

Take a Loan Shark for example.... They will lend you money with few questions asked. However, the interest rate will be insane...  ;)   

The higher the risk, the higher the interest rate...

GB
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