Since you have the money right now hold it. Everyone might not agree but you could also do this. Get the surgery first since you have the money and if you spend it on something else you may greatly regret it. Then shortly afterwards start saving again and make a run to the endo just to be on the safeside. It is not like you will get the surgery and it will comeback next day. But, if something was wrong it could probably come back in a year or two. So, I am not just saying go out and get the surgery and then go to the endo later. But, you are bothered by your gyne and this is one way to defeat the bothering. If I was you in your shoes right now and had the money I would do it first even taking the small risk. Gyne is just a burden plain and simple and once you get the surgery then you can go to an endo for reassurance or rule out any problems just in case. If there is something out of the norm the endo will put you right on track and make sure the gyne is prevented and will ease your worries. Either way of doing this you should be good. Again I say I definetely would get the surgery first because it takes a while to save that amount of money again. But an endo visit would be much cheaper and you could come up with that shortly and definetely in time just in the small case that something is out of the norm to fully prevent it from regrowth. Although regrowth is rare it does happen but, doing this or something close should put you on the very safe side. Good luck and the small amount of money you pay for surgery is nothing compared to the priceless way most people feel when they are healed and can enjoy the rest of their life. I hear ya man there isn't a second that goes by when I don't think about my gyne. Well I can't because mine is painful and medical and totally burdens me. Well everything is going slow and my gyne has gotten even more painful and I am calling my doctor I am having some serious problems with this and puffy nipples are just getting worse. I am waking up in extreme pain and can't sleep well. This is just getting worse I am going to call him for help just to double team on the insurance to pay for my surgery I can live like this for another 3-6 months. Once the pain is finally relieved and gyne has gone down in puffiness and size and looks and feels normal again I can finally rest and get on with my life. Good luck to you though and hopefully everything will soon be well for you.