Would you say this is gyno or fat, stressed as

[sammaihoub]

im 20 years old 183cm high and weigh 91 i do have a bit of fat around my stomach and neck and so so but not obese just a tad over the normal weight i should be at, im stressing out so bad can someone please tell me what i have
http://imageshack.com/a/img907/485/UoQ9eY.jpg
http://imageshack.com/a/img633/9678/S2uUBD.jpg
http://imageshack.com/a/img908/6880/bbh1FB.jpg
http://imageshack.com/a/img908/3350/cPlXoy.jpg
http://imageshack.com/a/img903/6018/ufxW81.jpg

http://imageshack.com/a/img903/8932/D9QbeR.jpg

[Paa_Paw]

That is 6 ft tall and 200 pounds.  That makes you 15 to 20 pounds overweight.  Since the breast area and waist are the first places where men tend to have fat deposits, I would have to say you look quite normal. 
Since I do not normally distinguish between fat and or gland, but use the term Gynecomastia equally for both; and because weight loss alone will not often significantly reduce the breasts:  I would have to say that there is some gynecomastia.
Any discussion of severity would have to turn in a different direction.  The impact is not physical, but in how you see yourself.  In short, no matter how large the breasts are, if you can simply ignore it, then it is not severe.  If you are troubled by it and it causes you to be shy or socially withdrawn,  It is severe.  Size really does not matter. 

[rrr]

I would have to say it looks like minor gyno to me, but I doubt anyone would notice it but yourself. We are our own worst critics.
Bummed