is this Gynecomastia or fat related?

[hurley26]

I recently lost around 25 pounds. I still have man boobs. I can not tell if these will disappear with more exercising and weight training or will I have to go under the knife? I do not have enough money to go under the knife, therefore i was wondering if there are any other procedures to take in order to decrease maybe the size at least. It sucks knowing that all the hard work in the world will not get rid of these completely.. anyone's opinions are welcome.