Author Topic: Surgery on finance?  (Read 3061 times)

Offline sawyer

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i've recently learnt females can get a boob job on finance, where they pay it back over a few years etc..
i was wondering does anyone know of this for gyno sufferers? would help loads.
thanks.


Offline sawyer

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thanks.
i was thinking more of actually getting the finance from the surgeon rather than bank loans or credit cards.
and all those sites are american, anyone know anything for the UK?

Offline Dr. Elliot Jacobs

  • Elliot W. Jacobs, MD, FACS
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    • Gynecomastia Surgery
Most surgeons will not provide a loan to a patient - for obvious reasons.  They will, however, refer patients to any one of a number of companies for a loan -- and many of these companies are designed to make loans for elective medical procedures (something which cannot be done through a bank).

Would suggest you visit one or more surgeons for consultation as well as obtaining a referral to one of these companies.  The loans from these companies generally carry interest rates far less than credit cards.

Another idea is to take out a home equity loan (it is like a second mortgage) on your home.  The interest rates are low and a boost is that the interest paid is tax deductible!  And there are no pre-payment penalties.

Good luck!

Dr Jacobs
Dr. Jacobs 
Certified: American Board of Plastic Surgery
Fellow: American College of Surgeons
Practice sub-specialty in Gynecomastia Surgery
4800 North Federal Highway
Boca Raton, Florida 33431
561  367 9101
Email:  dr.j@elliotjacobsmd.com
Website:  http://www.gynecomastiasurgery.com
Website:  http://www.gynecomastianewyork.c

Offline sawyer

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Most surgeons will not provide a loan to a patient - for obvious reasons.  They will, however, refer patients to any one of a number of companies for a loan -- and many of these companies are designed to make loans for elective medical procedures (something which cannot be done through a bank).

Would suggest you visit one or more surgeons for consultation as well as obtaining a referral to one of these companies.  The loans from these companies generally carry interest rates far less than credit cards.

Another idea is to take out a home equity loan (it is like a second mortgage) on your home.  The interest rates are low and a boost is that the interest paid is tax deductible!  And there are no pre-payment penalties.

Good luck!

Dr Jacobs

thanks for your reply :)
how easy is it to be accepted for one of these loans?

Offline Dr. Elliot Jacobs

  • Elliot W. Jacobs, MD, FACS
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    • Gynecomastia Surgery
Every company has its own criteria for acceptance.  Obviously, if you have established some credit and have a steady job, your path will be easier.  You might also have someone else (relative or close friend) co-sign for the loan -- but then that person would be responsible if you reneged.

The nice thing about these companies is that you can get the info from the doctor's office, but make the application in complete privacy from your home.

Dr Jacobs

Offline sawyer

  • Silver Member
  • ***
  • Posts: 144
Every company has its own criteria for acceptance.  Obviously, if you have established some credit and have a steady job, your path will be easier.  You might also have someone else (relative or close friend) co-sign for the loan -- but then that person would be responsible if you reneged.

The nice thing about these companies is that you can get the info from the doctor's office, but make the application in complete privacy from your home.

Dr Jacobs

thanks for your help :)


 

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